Limitless 2% money rewards — Cardholders earn a limiteless 2% money rewards on purchases, with no classes to activate or earnings limits to trace.
There are different playing cards that provide greater money again charges on sure classes, and whereas they are often price it, they do require extra effort. They usually usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Energetic Money® Card is ideal for somebody that desires an easy-to-use card that also gives excessive rewards: you’ll earn a best-in-class flat rewards straight away in your purchases — with no limits or hoops to leap by means of.
$200 money rewards welcome provide — New Wells Fargo Energetic Money® Card holders can earn a $200 money rewards welcome provide for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual charge, however it’s additionally one of many issues that units this Wells Fargo bank card aside from different 2% again playing cards. We’ve but to return throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.
15 months from account opening 0% APR intro provide — New cardholders can get pleasure from 0% intro APR on each new purchases and eligible steadiness transfers for a full 15 months from account opening. (After that interval, a go-to price of 20.24%, 25.24%, or 29.99% Variable APR applies.) That is a terrific provide, even when in comparison with playing cards marketed only for a 0% intro APR. It signifies that this card will mean you can keep away from curiosity on purchases and steadiness transfers into 2025!
Understand that steadiness transfers should be made inside the first 120 days to qualify for a diminished rate of interest and a decrease steadiness switch charge.
No annual charge — In lots of circumstances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Energetic Money® Card, which sports activities a $0 annual charge.
Cellular phone safety — With the worth of a typical cellphone within the tons of of {dollars}, having some type of insurance coverage is a good suggestion. With this Wells Fargo card, you may get built-in cellphone safety of as much as $600 simply by paying your cellphone invoice together with your card. Protection is topic to a $25 deductible.